In my 20 years of working with homeowners across Rochester and Upstate New York, I’ve seen how confusing property transfers can feel — especially when it comes to quitclaim deeds. This type of deed is often used to transfer property between family members, during divorce settlements, or when clearing up ownership disputes.
But while a quitclaim deed is a fast and simple tool, it also comes with risks. Unlike a warranty deed, a quitclaim deed does not guarantee a clear title — meaning the person receiving the property takes it “as is,” liens and all.
At Brett Buys Roc Houses LLC, we’ve helped many Rochester homeowners navigate deed transfers, whether they chose to keep their property or sell quickly for cash. In this guide, I’ll break down what a quitclaim deed is, when to use it, and how to file one correctly in Monroe County and beyond.
What Is a Quitclaim Deed in New York?
A quitclaim deed is a legal document that transfers whatever ownership interest you have in a property to someone else. It:
- Does not guarantee a clear title
- Transfers property “as is,” including any liens or disputes
- Is most commonly used between family members, divorcing spouses, or business partners
Because it carries no title protection, quitclaim deeds are typically used in low-risk, trusted transfers — not traditional sales between strangers.
When Rochester Homeowners Use Quitclaim Deeds
Quitclaim deeds can be useful in situations like:
- Adding or removing a spouse after marriage or divorce
- Transferring property to children or other family members
- Moving real estate into or out of a trust or LLC
- Clearing up ownership disputes or clouds on title
For homeowners in Rochester, these transfers often involve inherited homes, family-owned properties, or divorce settlements.
Step-by-Step: How to File a Quitclaim Deed in Rochester NY
- Gather details – Names of grantor and grantee, plus the legal property description.
- Complete the quitclaim deed form – Available from Monroe County Clerk or online legal form providers.
- Sign before a notary – Both parties must sign in the presence of a licensed notary.
- File with the county clerk – Submit the notarized deed to the Monroe County Clerk’s Office (or the county where the property is located).
- Pay fees – Filing typically costs $50–$150 plus any transfer taxes.
Common Mistakes to Avoid
- Not researching outstanding liens or mortgages before transfer
- Missing required signatures or notary verification
- Failing to record the deed at the county clerk’s office
- Using a quitclaim deed in situations where a warranty deed would provide protection
These errors can cause delays, disputes, or legal challenges. Always consult an attorney before transferring property.
Real Story: Quitclaim Deed in Monroe County
We recently worked with a homeowner in Gates NY who needed to transfer their property to a family member after a divorce. They weren’t sure whether to use a quitclaim deed or sell the property outright. After reviewing their options, they chose to sell as-is for cash. Within weeks, they walked away from the stress — no paperwork confusion, no repairs, and no legal battles.
Alternatives to Quitclaim Deeds
- Warranty Deed – Provides buyer protection and guarantees clear title.
- Selling As-Is to a Cash Buyer – Many Rochester homeowners choose this when they want to avoid deed complications, liens, or disputes.
At Brett Buys Roc Houses LLC, we’ve purchased homes even after quitclaim deeds left owners unsure about title status. We work with local attorneys to clear the paperwork and close quickly.
FAQs
How much does it cost to file a quitclaim deed in Rochester NY?
Usually between $50–$150 plus county recording fees and transfer taxes.
Can I transfer property to family using a quitclaim deed?
Yes — this is one of the most common uses in Rochester.Does a quitclaim deed remove someone from the mortgage?
No. It transfers ownership interest only — the mortgage stays unless refinanced or paid off.
Call to Action
If you’re considering a quitclaim deed but aren’t sure whether it’s the best option for your Rochester NY property, reach out to Brett Buys Roc Houses LLC. Call (585) 299-9709 or visit www.brettbuysrochouses.com. We can walk you through your choices — or make a fair cash offer if selling is the better solution.