• This field is for validation purposes and should be left unchanged.

Maybe you have a few questions. That’s okay; most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you.

Q:  Will you be listing my house on the MLS or actually buying it?
A:  Great question. We’re not agents, and we don’t list houses. We are professional home buyers: We buy houses Rochester that meet our purchasing criteria. From there we may repair the house and resell it to another homeowner or keep it as a rental ourselves.

Q:  How much do you pay for homes?
A: Every situation is different, we make a profit by buying and selling homes, increasing the value through renovations. Some homes may not need much work, depending on the sellers situation we can work together to get close to a desired sale price. We close very quickly (no waiting for financing), and no time or effort or expense is required on your part of fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast… let’s see if we can come to a fair win-win price. (Besides, our no-obligation pricing commitment means that you do not have to move forward with the offer we give… but it’s good to know what we’re offering!)

Commonly Used Terms: “Fast” “As Is” “Cash”

What Does "Fast" Mean from a Real Estate Investor??
What does “fast” mean from a cash home buyer?
Can you get more, a higher price for your home?? Is it worth it, and what would that look like???
Can you get more $$ for your home, possibly yes, but at what cost, and is it worth it?
A break down of what to expect in a "Short Sale" If you're facing foreclosure you'll want to listen!
Why its important to take action today when the bank is foreclosing!

Q:  How do you determine the price to offer on my house?
A:  Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable houses sold in the area recently. We’ll with a fair price that works for us and works for you too.

Q:  Are there any fees or commissions to work with you?
This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house to us. We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the house (if any) and sell it for a profit (we’re taking the risks here on whether we can sell it for a profit or not, once we buy the house from you… the responsibility is ours and you walk away without the burden of the property and its payments… and often with cash in your hand).

Q:  How are you different from a real estate agent?
We don’t list houses. Since we’re actually the one buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple of days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market). Compare an agent with our services here, https://www.brettbuysrochouses.com/compare/

Facing Foreclosure, or losing a home to Auction? You should know your options!!

Q: What is a short sale, what are the “pro’s” and “con’s” ?

A: Short sales are one way for a homeowner to avoid foreclosure, it provides an opportunity for a homeowner to avoid foreclosure, minimizing damages, allowing the homeowner to remove themselves from a burdensome mortgage they can no longer afford.  A short sale is a sale of real estate in which the net proceeds from selling the property will fall short of the debts secured by liens against the property. In this case, if all lien holders agree to accept less than the amount owed on the debt, a sale of the property can be accomplished.  A homeowner will have been issues a Lis Pendens, also known as notice of pendency, “lis pendens” is Latin for “suit pending.” In judicial foreclosures, this is a “notice to the world” of a foreclosure action. It is filed with the county clerk .  A Lis Pendens is issue when homeowners have been falling behind on payments and can no longer afford the property,  due to some type of hardship.

Brett breaks down the many benefits of a short sale, in the face of foreclosure.

Why a short sale isn't such a bad thing, and how it can save you if facing foreclosure!!

What are the requirements?

  • The property must be in pre foreclosure.
    • A homeowner must be issued what is know as a Lis Pendens, also known as notice of pendency, “lis pendens” is Latin for “suit pending.” In judicial foreclosures, this is a “notice to the world” of a foreclosure action. It is filed with the county clerk.  If you or someone you know received such a letter from your bank, there is a possibility that if you don’t come to terms with your bank, you will lose your home
  • Must be listed by a realtor
  • Must have a purchase offer
  • Has to be an “Arms Length Transaction”

Allows the market to ensure that both parties in the deal are acting in their own self-interest and are not subject to any pressure or duress from the other party. It also assures third parties that there is no collusion between the buyer and seller.

Homeowner Benefits:

  • No up front or out of pocket costs
  • Realtor and Attorney fees paid by the bank
  • Junior lien holders discharged
  • No deficiency judgement or promissory note
  • Shown as “Paid as Agreed” on credit report
  • No mortgage payment required during this process
  • Possible relocation incentive up to $10,000 if primary residence.

Stop a tax/bank auction!! Get help today!!

How to STOP a tax/mortgage auction!!!
Find out how we can help if you’re on the verge of losing your home to a bank or tax auction. Not only can we help stop the auction, we can help you plan your next steps!

Want To See What We Can Buy Your House For?

Fill Out The Quick Form Below To Get A No-Hassle, No-Obligation, All-Cash Offer
  • This field is for validation purposes and should be left unchanged.

Check out all our customer testimonials!!!

Click here, for all the smiles .  Thank you so much for taking the time to say hello on the site, please reach out when the timing is right!

-Brett Iwanowicz