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How Much Do You Lose Selling a House As-Is? What Rochester, NY Homeowners Should Know

For many homeowners in Rochester, NY, the idea of selling a house “as-is” can feel like a relief. No repairs. No renovations. No hassle. But one question lingers in most sellers’ minds: How much do you lose selling a house as-is?

The truth is, selling as-is usually means accepting a lower price — but that doesn’t always mean it’s the wrong choice. For some, the time and money saved by skipping repairs more than outweighs the price reduction. In this article, we’ll break down what selling as-is really means, how much you can expect to lose, and how you can minimize losses while still enjoying the convenience of an as-is sale.

What Does “Selling a House As-Is” Mean?

When you sell your house as-is, you’re telling buyers upfront: what you see is what you get. You won’t make repairs, updates, or changes — the buyer takes the home in its current condition.

As-is sales are especially attractive to:

  • Cash buyers and investors
  • House flippers
  • Buyers looking for a project

However, it’s important to understand that “as-is” doesn’t mean you can hide problems. New York law still requires sellers to disclose known issues to potential buyers. This protects you and helps avoid legal trouble down the road.

Why Homeowners Choose to Sell As-Is

Selling a home as-is can be the right choice for a variety of reasons:

  • Financial constraints: You can’t afford costly repairs.
  • Time-sensitive situations: Foreclosure, relocation, or other urgent deadlines.
  • Inherited property: You don’t want to invest time or money into a house you didn’t plan to own.
  • Stress reduction: Avoiding the headaches of showings, inspections, and endless negotiations.

For many homeowners, the emotional relief and simplicity of selling as-is outweighs the potential for a higher sale price down the road.

How Much Do You Actually Lose Selling As-Is?

This is the big question. On average, homes sold as-is fetch 10–30% below retail market value. That range depends on:

Condition of the Home Major structural or cosmetic issues can push offers closer to the 30% discount range.

Local Market Demand In a hot market like Rochester, the loss may be smaller because buyers are eager.

Urgency If you need to sell fast, you might accept a lower offer.

It’s also worth considering the hidden costs of waiting to sell at full price:

  • Ongoing mortgage payments
  • Property taxes
  • Utilities and maintenance
  • Further deterioration over time

In many cases, those holding costs can quickly eat up the difference you’d earn by waiting and repairing the home.

Another factor to consider: when you work with a reputable cash buyer, you often save on Realtor commissions, closing costs, and repair expenses — making the as-is option more financially viable.

Tips to Minimize Losses When Selling As-Is

✅ Know Your Home’s Market Value

Get an accurate estimate of your home’s current value to set realistic expectations.

✅ Be Transparent About Issues

Disclosing known problems upfront builds trust and prevents deal-breakers later.

✅ Clean and Declutter

Even without repairs, a clean and tidy home is more appealing to buyers.

✅ Work With a Trusted Local Homebuyer

Vet your buyer. Look for companies with strong local reviews, BBB accreditation, and proof of funds.

✅ Focus on Small Fixes if Possible

If you can, address inexpensive repairs (like leaky faucets or peeling paint) to make a better impression.

✅ Partner With Brett Buys Roc Houses LLC

We’ve helped countless Rochester homeowners sell as-is while still keeping more money in their pockets. With over 90 five-star Google reviews and an A+ rating with the BBB, we offer the “easy button” — handling everything so you can move on confidently and stress-free.

FAQ

  1. How much less do as-is homes sell for?
    Typically 10–30% below market value, depending on condition and market.
  2. Is selling as-is worth it?
    For many, yes — it saves time, stress, and repair costs.
  3. Do I still need to disclose defects?
    Yes — New York law requires you to disclose known issues.
  4. Who usually buys as-is homes?
    Cash buyers, investors, and flippers.
  5. Does as-is mean no inspections?
    Buyers can still request an inspection, even if no repairs are agreed to.
  6. How can I get the best price selling as-is?
    Work with a reputable buyer and leave repairs to professionals — often, DIY work has to be redone and can cost more in the long run

Conclusion

Selling your house as-is means accepting a lower price — but it also means gaining peace of mind, saving time, and avoiding costly repairs. For many Rochester homeowners, it’s the best choice, especially when working with a trusted local buyer.

If you’re thinking of selling as-is and want a fair, transparent offer, reach out to Brett Buys Roc Houses LLC. With our experience and reputation, we’ll help you move forward confidently, even if your home isn’t perfect. Visit www.brettbuysrochouses.com or send us a message today.

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