If you’ve just signed a cash sale contract on your home in Rochester, NY—congratulations! While this is a huge step, it’s just the beginning of the closing process. You might be wondering, “What happens next?” or “How long will it take to get paid?”
In this guide, we’ll walk you through exactly what happens after you sign a contract to sell your house for cash, break down the timeline, and explain the behind-the-scenes work that helps get the deal done efficiently.
Whether you’re working with Brett Buys Roc Houses LLC or another local buyer, here’s what to expect.
Step 1: Title Work Begins Immediately
Once your contract is signed, the very first thing a legitimate local cash buyer does is open title. This means contacting a local title company or real estate attorney to start a title search.
What’s a title report? In simple terms, a title report confirms that you are the legal owner of the property and that there are no hidden debts or claims (known as liens) that could interfere with the sale.
Title work typically takes 3.5 to 4 weeks in Rochester, NY—though it can be expedited if needed.
Step 2: Survey Is Ordered
A property survey is often required by the title company or buyer’s attorney. This document shows the physical boundaries and structures on your land and ensures no encroachments or boundary issues exist.
In Rochester, a survey usually takes 2 to 3 weeks to complete. It’s ordered early in the process to avoid delays later on.
Step 3: Clear Title = Time to Schedule Closing
Once a clear title is confirmed—meaning no issues with ownership or outstanding legal claims—we move into the final phase:
- Final payoffs are ordered (mortgage balances, tax liens, utilities)
- Closing is scheduled based on everyone’s availability
- Documents are prepared for signature
With clear title, closing can usually happen within 5 to 8 business days. A cash sale with no hiccups, which also includes holidays a clean closing may take 35 to 45 days.
What If Title Issues Come Up?
Sometimes, title reports reveal issues like old liens, unpaid judgments, or previous ownership questions. When this happens:
- Your buyer may try to negotiate with lien holders
- In cases where the debts exceed the sale price, a short sale may be needed
We’ve handled dozens of these situations at Brett Buys Roc Houses LLC and can often find solutions that less experienced buyers overlook.
Click here for to to diver deeper into a short sale with Brett
After Closing: When Do You Get Paid?
The big question: When will the money hit your account?
Once the deal is signed and the sale is recorded in public records, your funds are typically disbursed within 1 to 2 business days.
You can choose to:
- Receive a check from the title company
- Have the funds wired directly to your bank account
Why It Pays to Work with a Local Buyer Who Understands the Process
Selling to a national chain or inexperienced investor can lead to delays, communication gaps, and even canceled closings. A local expert like Brett Buys Roc Houses LLC understands the nuances of Rochester, NY real estate and works closely with local attorneys to make the process smooth.
We’ve closed hundreds of deals, often under pressure and time-sensitive situations—and we treat every seller with honesty and respect.
Final Thoughts
Signing a contract for a cash sale is a big win, but it’s just the first step in a well-orchestrated process. By working with the right buyer, the timeline is clear, the expectations are realistic, and the outcome can be seamless.
If you’re looking for a company that buys houses in Rochester NY and knows how to get deals done fast, with full transparency, reach out to us.
Visit brettbuysrochouses.com today to get a cash offer or learn more about what happens after you sign.