Frequently Asked Questions
What Kind of Houses Do Investors Buy?
A: We purchase homes in all conditions and situations. We can even buy a home that has fire damage, hoarder houses, water damaged homes, properties with mold damage, you name it, we can buy it. We also buy what we like to call time capsules, homes that are in good condition but have not been updated in 20-30 years. Home in pre-foreclosure? We can stop auctions whether tax or bank-sanctioned, homes in probate or inherited homes to name a few different situations.
Are There Any Fees Associated With Selling To An Investor?
A: There are NO FEES!! We cover all your closing costs! We can even offer help with moving, by covering your deposit, and or paying for your moving expenses. We can even allow you a bit more time to stay after closing if needed!! Ask about our creative moving program for more information!
How Much Commission Do Investors Take?
A: None! There are no commissions to be paid, we cover all your costs! We make a living by purchasing, renovating, and re-selling to families.
Will an Investor Buy My Property if I Am Facing Foreclosure?
A: YES!! In fact, many people still own the home when they think the bank has taken ownership. QUICK TIP! If you moved out of your home that is in foreclosure the bank will maintain the taxes, and the grass and even winterize and board up the home to protect the asset before the auction. But, you still own it, and can sell it to avoid a foreclosure stealing any money you can make on the sale, AND avoid ruining your credit!
How Long Does The Selling Process Take?
A: A cash sale in NY takes about 40-50 days. In other states, it’s much faster. Don’t be fooled by people who guarantee a faster closing!! Minimally it takes 3-4 weeks to get the title report, once reviewed and it is free of any liens or encumbrances we can close in 5-8 business days. If you need a faster transition just ask about our creative moving program!!
Can I sell my home days before an auction?
A: Yes — in most cases you can sell your home right up until days (and sometimes hours) before a tax or foreclosure auction. However, the key is acting fast. The buyer must be able to provide proof of funds immediately and work directly with your attorney or the municipality to stop the sale in time. At Brett Buys Roc Houses LLC, we’ve stopped auctions same-day — but the sooner you reach out, the more options you’ll have and the safer the outcome.
How do you determine the price to offer?
A: Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and the values of comparable houses sold in the area recently. We’ll give a fair price that works for us and works for you too.
Can I Sell with People In It?
A: Every situation is different, but in many cases yes.
Listing vs. Selling To Us
Which route is quicker? Puts more cash in your pocket? Has less hassle?
How to Navigate Foreclosure. Here’s how to keep it simple and save your home!
So, what are the requirements?
The property must be in pre-foreclosure. A homeowner must be issued what is known as a Lis Pendens, also known as a notice of pendency, “lis pendens” is Latin for “suit pending.” In judicial foreclosures, this is a “notice to the world” of a foreclosure action. It is filed with the county clerk. If you or someone you know received such a letter from your bank, there is a possibility that if you don’t come to terms with your bank, you will lose your home to a bank sanctioned auction.
What’s needed to start the process? Great Question!
1. Must be listed by a realtor
2. Must have a purchase offer
3. Has to be an “Arms Length Transaction”
This process ensure that both parties in the deal are acting in their own self-interest and are not subject to any pressure or duress from the other party. It also assures third parties that there is no collusion between the buyer and seller.
Homeowner Benefits:
- No upfront or out-of-pocket costs
- Realtor and Attorney fees paid by the bank
- Junior lien holders discharged
- No deficiency judgment or promissory note
- Shown as “Paid as Agreed” on a credit report
- No mortgage payment is required during this process
- Possible relocation incentive up to $10,000 if primary residence.
Short Sale Summary: Why Work With Us & How the Process Works
Why a Seller Would Want to Work With Us
When a homeowner is facing foreclosure and owes more than the home is worth, a short sale can feel overwhelming. We make it simple. At Brett Buys Roc Houses LLC, we’ve helped countless Rochester-area homeowners navigate short sales with patience, expertise, and real support. We handle the heavy lifting—bank negotiations, paperwork, timelines, and communication—so you don’t have to.
We’re trusted because we show up, we communicate, and we stay in the fight until the job is finished. With 90+ 5-star Google reviews and an A+ BBB rating, sellers know they’re not just working with a buyer—they’re working with a team who genuinely cares about the outcome.
Why Sellers Can Trust Us
Short sales require experience, consistency, and a buyer who won’t give up halfway through. Many buyers walk away once things get complicated. We don’t. We use local attorneys, certified short sale specialists, transparent pricing, and we stay fully involved from start to finish. Sellers can trust us because we don’t guess—we solve problems, communicate clearly, and follow through, even when it takes months.
Overview of the Short Sale Process
1. Review Your Situation
We assess what’s owed, the property condition, and whether a short sale is your best option.
2. Submit a Short Sale Package to the Bank
We help gather documents, hardship letters, and financial info required by the lender.
3. Bank Orders Valuation
The lender sends an appraiser or broker to determine the home’s current value.
4. Negotiation Phase
We work directly with your lender (or your short sale specialist does) to get approval for a sale at a reduced payoff.
5. Approval & Closing
Once approved, your foreclosure stops and your debt is settled. We close with local attorneys, and you walk away without the burden of the remaining balance.
Want to find out what we can pay, what do you have to lose?
Fill Out The Quick Form Below To Get A No-Hassle, No-Obligation, All-Cash Offer
How Brett Buys Rochester Houses Helps Sellers Beyond Cash Offers
Selling your home in Rochester, NY, doesn’t have to be overwhelming. At Brett Buys Rochester Houses, we’re not just
cash buyers—we’re problem solvers. Whether you’re facing financial hurdles, legal issues, or the challenges of moving,
we’re here to make the process easier.
Here’s how we can help:
Cover Moving Costs: From movers to storage pods, we’ll handle the logistics and expenses so you can focus on your future.
Cash Advances for Housing: Need help securing a security deposit or temporary housing? We’ve got you covered.
Legal Assistance: We can connect you with trusted attorneys and even help pay for probate or other legal processes when needed.
Hands-On Help: Feeling overwhelmed by clutter? Our team can assist with packing, organizing, and clearing out your home.
Custom Solutions: Facing a unique challenge? Let us craft a tailored plan to meet your needs.
At Brett Buys Rochester Houses, we understand the Rochester housing market and the difficulties homeowners face.
With our fast and fair cash offers, you can sell your home without the stress of traditional real estate transactions.
Ready to get started? Call us today or fill out our form to see how we can help you sell your home quickly and with confidence.
Check out all our customer testimonials!!!
Click here, for all the smiles. Thank you so much for taking the time to say hello on the site, please reach out when the timing is right!
-Brett Iwanowicz